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Baccarat is a thrilling card game that can trace its history back to the 15th century. Over time the game hopped from country to country and continually evolved into the popular version available today.

It's massively popular in land-based casinos from Las Vegas to Macau. Thanks to game developers like Playtech, you can play it online as well!

Online Baccarat is easy to learn and has one of the lowest house-edges of all casino games at 1.24% (with the Player bet) and 1.06% (with the Banker bet). In fact, there are only a few betting choices; the Player hand, Dealer's hand, or a Tie, and the game rounds are short and fast-paced.

At Slots Heaven Canada, we're known as the king of slots. BUT, thanks to our partnerships with the best software developers in the industry, you can enjoy all types of casino games, including Baccarat and other table and card games.

Don't be fooled by thinking Baccarat is a game only for VIPs and high-rollers. We invite everyone to take a seat at one of our Baccarat tables. Our flexible betting limits are fit for all players, no matter the size of your bankroll.

If you'd like to learn how to play Baccarat and discover 3 of our must-know strategies, then keep reading to become a Baccarat master.

Rules: How to Play Baccarat?

Your goal when playing Baccarat is to guess whose hand will be closest to 9 correctly. Unlike other table games, you can bet on the Player to win, the Dealer to win, or a Tie.

Table Layout

Online Baccarat has a simple table layout. On the left-hand side are your chips, and on the right-hand side is the Deal button. Also on the table are your three main betting options and optional side bets. To place a bet, tap or click on one of your chips and drag it onto the betting area. When you're ready to play, tap the Deal button.  

Player, Banker, Tie

You can wager on three different outcomes. The Player winning, the Banker winning, or a Tie. Both hands start with two cards face-up. The card values are then added together, and the one closest to 9 wins. But in Baccarat, you can't go over 9 points. In this situation, only the 2nd digit counts. For example, if the Player hand has 16, the actual score would be 6.

Card values

Number cards 2-9 are worth their face value (so a 3 is worth 3, and a 7 is worth 7). Tens and picture cards (Jack, Queen, King) are worth 0 points, and Aces count as 1 point. If the hand has a 10 and an Ace, it's worth 1 point in total.

3rd card rule

When a hand has 8 or 9, it'll stand automatically, which means they won't receive any more cards. The Player hand also stands on 6 or 7. Here are the situations in which the Dealer will receive a third card.

The Dealer will draw a 3rd card  Exception
3 pointsIf the Player's third card is an 8
4 pointsIf the Player's third card is a 0,1,8, or 9
5 pointsIf the Player's third card is between 4-7
6 pointsIf the Player's third card is a 6 or 8

It can be hard getting to grips with the third card rule, but if you want to master Baccarat, you'll need to understand how it works and when each hand will stand or draw another card. To help you absorb this rule quicker, use our chart below, which outlines when the Player draws a third card and when the Banker will draw a third card. S = Stand H = Hit 

Banker's TotalPlayer's Third Card

Baccarat Odds and Payouts

Online Baccarat offers excellent odds and payouts, and the house edge is among the lowest you'll find in any casino game. The Banker bet provides the lowest house edge at 1.06% and pays out 0.95:1 (due to the 5% commission). If you bet on the Player's hand, the house edge is 1.24% and pays 1:1. The Tie bet pays 8/1, but the house edge rises to 14.44%.

Type of betPayoutExample
Dealer0.95:1Bet $1 win $1.95
Player1:1Bet $1 win $2
Tie8:1Bet $1 win $9

Side Bets

At most of our Baccarat tables, you'll find a number of side bets available. These bets are optional and payout independently from your main bet, so if you lose your main bet, you can still win your side wager.

Side betHow to winPayoutHouse Edge
Player PairThe Player's first two cards are a matching pair, e.g., 7+711/111.25%
Banker PairJust like Player Pair, but you're betting the Dealer's first two cards are a pair11/111.25%
Perfect PairPlace a wager that either the Player's or Dealer's first two cards are a suited pair, e.g., 5 of spades25/117.07%
Either PairBet that either the Banker or Player are dealt a matching pair of cards5/14.35%
SmallThe total number of cards is four1.5/15.27%
BigThe total number of cards is 5-60.54/14.35%

Top 3 Baccarat Strategies

Baccarat is primarily a game of luck compared to skill games like Blackjack and Poker. Apart from placing your bets, you can't control the game in any way. The cards are dealt with automatically, and so is the 3rd card rule.

To have the best odds when playing Baccarat, you'll want to follow these three strategies. While we can't guarantee you'll win every time, you can help push the odds in your favour as much as possible without taking unnecessary risks.

  • Bet on the Dealer – Betting on the Dealer long-term will give you the lowest house edge overall of 1.06%. While the difference may seem small compared to the Player bet with a house edge of 1.36%, long term, it could mean the difference between winning and losing. The difference in house edge is caused by the Banker's increased options to draw a third card, which slightly increases the chances of a winning hand.
  • Avoid Betting on a Tie – The Banker bet offers the best odds of winning and the lowest payout. The Tie bet is the exact opposite! The odds are much worse, but the potential payout is substantially higher at 8:1. While there's no harm in betting on a Tie, bear in mind that statistically, it reduces your overall house edge when playing. Only use the Tie bet if you're prepared to take on the extra risk. Experienced players will usually leave the Tie bet alone.
  • Money management – No matter your play style or strategy, proper bankroll management is the most important thing to master. Think of your bankroll as your gambling budget. Once you've set the amount you want to play with, don't add any more to it until your next planned session, no matter whether you win or lose. Your gambling budget shouldn't contain any money or funds required for your living costs, such as rent, mortgage, bills, food, travel, etc. It should be money set aside for entertainment purposes only. We recommend that you use our responsible gambling tools to help manage your gambling budget.

Help and Support

Online Baccarat is one of the more simple games to learn, and once you've finished reading this page, you'll be ready to play a few hands for yourself. If you need any kind of help with our games, your account, promotions, or anything else, you can find . help in two ways:

  • In-Game Help Menu: For any game-related issues or questions, you can access the game's help menu. Open the game window on your computer or smartphone, click on the menu icon, then click on the Help button or icon. Here you'll find all of the game's rules, including how to play, betting options, payouts, RTP information, and any other relevant information.
  • Customer Support: For any issues, such as questions related to your account, the cashier, bonuses, etc., you can contact our fantastic Customer Support team 24 hours a day, seven days a week via email, Live Chat (once registered), or telephone.


Is it safe to play Baccarat at Slots Heaven?

Yes! We hold both a UK and Gibraltar gambling licence. All of our games are checked periodically by third parties to ensure complete randomness and fairness

How do you win in Baccarat?

Correctly guess on the hand that will be closest to 9 points, or correctly guess it'll be a Tie. You can also make use of the side bets for extra opportunities

What's the best strategy for Baccarat?

The best strategy is to bet on the Dealer's hand as it has the lowest house edge

Can I play Baccarat game on my mobile?

Yes! All of our games are mobile-friendly for playing on the go or on your couch.

Baccarat Bonuses and Promotions

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If you're a new customer, you can take advantage of an exclusive Welcome Package on your first deposit to boost your bankroll! Afterwards, you can access our promotions calendar filled with Baccarat and slots-friendly bonuses from reloads to cashback and free spins.

Visit our promotions and casino bonus pages to find out more.

Play Baccarat for Real Money

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Click here to sign up and register your account. Then log in, deposit, claim your exclusive Welcome Package, and hit the Baccarat tables! Don't forget to check out our Live Baccarat tables to play with a Live Dealer in real-time!